All the updated news related to Making Cents

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National News

Making Cents with Liam Croke: Tips to financially survive the Christmas

For most people, Christmas is their favourite time of the year, and I’m one of them. I get to spend more time with my family, more time watching TV, more time reading etc. It’s a time to recharge my batteries after a long and busy year. Others like ...

20 Dec 2019 at 21:21

Local News

Making Cents: Can an electric car be cheaper to run than a petrol or diesel?

THIS week, I’d like to share with you, three questions I received recently from readers and the answers I gave to each. Question Number 1 Question: Liam, my husband, and I are considering buying an electric car, but we are not sure whether it's ...

14 May 2022 at 13:21

National News

Making Cents: Hidden horrors of personal finance

Forget about The Shining, The Exorcist, Candyman or Friday the 13th, if you want to look at something that will frighten the life out of you, take out your bank statements or log on and have a look at what you’ve been spending your money on in ...

11 Nov 2021 at 10:51

National News

Making Cents: Bridging the income gap for early retirees

OVER the past six months, I’ve had many meetings with people where their opening line began as, I want to retire earlier than planned, how can I make that happen? The pandemic has not just worn everyone out, but it looks like, from a ...

18 Nov 2021 at 13:49

National News

Making Cents: Watch out - iceberg costs ahead!

There’s a concept known as the Iceberg Cost, which gets its name from an iceberg, where the total cost of something might not be evident at first. There’s an additional cost below the surface, that we hadn’t planned for or thought ...

04 Dec 2021 at 09:53

Local News

Making Cents: Getting to grips with mortgage rates

IF YOU are thinking of buying for the first or second time or indeed just considering moving lenders, it’s obviously important to know, who has the most competitive interest rates. And there are many different rates on offer, all ...

21 Jan 2022 at 16:16

Local News

Making Cents: More financial questions answered

Question: Hi, I’ve recently gone sale agreed on a 1 bed property for a purchase price of €340,000. The bank has agreed to a loan of €272,000 which means I would be funding the remaining €68,000 from my savings which I have. My ...

28 Jun 2021 at 19:47

Business

Making Cents: How much cover do you need?

WE often plan for our financial futures assuming we will remain healthy and alive which allow us to continue to earn an income. We focus on saving as much as we can, we pay down debt aggressively etc. and we tend to largely ...

21 Apr 2021 at 13:52

National News

Making Cents: Everything you need to know about Local Property Tax for 2021

Property tax was first introduced in 2013 primarily as a revenue generating exercise post the financial crash. The idea behind it was, that every three years’ valuations would be revised, and the subsequent cost would ...

04 Nov 2021 at 16:08

National News

Making Cents: How prepared are you for redundancy?

FIRST it was Twitter, then it was Stripe, and now it’s Meta. There have been thousands of high-profile layoffs in the tech sector in recent months. Hundreds of people in Ireland will have been given notice that they ...

14 Jan 2023 at 12:46

Business

Can I gift my daughter cash for her house deposit without being taxed? Liam Croke lets you know

Q: I’m considering giving my daughter and son-in-law €30k towards their new house purchase. They have saved a 10% deposit, so I want them to use this money towards reducing their borrowing thus saving on mortgage ...

06 Dec 2019 at 09:05

Business

Making Cents: How to make a complaint to the FSPO

LAST year, Ulster Bank Ireland had more complaints upheld against it, by the Financial Services and Pensions Ombudsman (FSPO) than any other financial services provider. It’s the second year in a row that it ...

17 May 2021 at 18:43

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