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I met a number of people pre Covid-19, who all shared a particular dilemma with what they were about to embark on, and that was moving properties. And the problem they had in common was, how do they complete the sale of their existing property with ...

09 Oct 2020 at 14:42

National News

Making Cents with Liam Croke: Tips to financially survive the Christmas

For most people, Christmas is their favourite time of the year, and I’m one of them. I get to spend more time with my family, more time watching TV, more time reading etc. It’s a time to recharge my batteries after a long and busy year. Others ...

20 Dec 2019 at 21:21

Local News

Making Cents: Can an electric car be cheaper to run than a petrol or diesel?

THIS week, I’d like to share with you, three questions I received recently from readers and the answers I gave to each. Question Number 1 Question: Liam, my husband, and I are considering buying an electric car, but we are not sure whether ...

14 May 2022 at 13:21

Home

EXPERT ADVICE: Learning lessons from flashy Harry and his €50k car

Last June I met a gentleman who was being made redundant from a telecommunications company he’d been working with for 8 years. He knew redundancy was coming, which is why he hung on for the last couple of years, because he didn’t want to ...

16 Feb 2021 at 10:28

National News

Making Cents: Hidden horrors of personal finance

Forget about The Shining, The Exorcist, Candyman or Friday the 13th, if you want to look at something that will frighten the life out of you, take out your bank statements or log on and have a look at what you’ve been spending your ...

11 Nov 2021 at 10:51

National News

Making Cents: Bridging the income gap for early retirees

OVER the past six months, I’ve had many meetings with people where their opening line began as, I want to retire earlier than planned, how can I make that happen? The pandemic has not just worn everyone out, but it looks like, ...

18 Nov 2021 at 13:49

Business

Can I gift my daughter cash for her house deposit without being taxed? Liam Croke lets you know

Q: I’m considering giving my daughter and son-in-law €30k towards their new house purchase. They have saved a 10% deposit, so I want them to use this money towards reducing their borrowing thus saving on mortgage repayments. ...

06 Dec 2019 at 09:05

National News

Making Cents: Watch out - iceberg costs ahead!

There’s a concept known as the Iceberg Cost, which gets its name from an iceberg, where the total cost of something might not be evident at first. There’s an additional cost below the surface, that we hadn’t planned for or ...

04 Dec 2021 at 09:53

Local News

Making Cents: Getting to grips with mortgage rates

IF YOU are thinking of buying for the first or second time or indeed just considering moving lenders, it’s obviously important to know, who has the most competitive interest rates. And there are many different rates on ...

21 Jan 2022 at 16:16

Local News

Considering tax, is buying silver abroad a good investment? Liam Croke lets you know

Q - My son is returning from college in Singapore for Christmas and is considering buying a bar of silver there and bringing it back with him as an investment. I have a couple of questions: Is silver a good investment?...

12 Dec 2019 at 16:47

Local News

Making Cents: More financial questions answered

Question: Hi, I’ve recently gone sale agreed on a 1 bed property for a purchase price of €340,000. The bank has agreed to a loan of €272,000 which means I would be funding the remaining €68,000 from my savings which ...

28 Jun 2021 at 19:47

Business

Making Cents: Which is better, a fixed or variable mortgage?

Whether you are a first- or second-time buyer, or an existing mortgage holder, there’s always a decision, that you have to decide between, do you choose a fixed or variable rate. And there’s no right or wrong ...

05 May 2021 at 19:10

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